🏢 BUSINESS LOAN
Grow Your Business with Easy & Flexible Business Loans
Get funding for business expansion, working capital, inventory purchase, machinery, or cash flow needs.
Working Capital Support
Get funds for day-to-day operations, vendor payments, inventory, and cash flow stability.
Unsecured Loan Options
No collateral required for small and medium business loans based on business turnover.
Flexible Repayment Tenure
Choose repayment from 12 to 48 months with comfortable EMI options for your business.
📌 Eligibility Criteria
Designed for small & growing businesses:
- Age: 21 – 65 years
- Business must be operational for at least 1 year
- Minimum monthly business turnover: ₹50,000+
- ITR filing preferred for higher loan amounts
- No major loan defaults in past 12 months
- Valid business KYC required
📁 Required Documents
- Aadhaar + PAN of owner
- 6–12 months bank statement
- GST certificate / Shop Act / Udyam
- ITR for previous 1–2 years (for higher limits)
- Business address proof
💰 Interest Rate & Loan Details
Based on financial performance & bank profile:
- Loan amount: ₹1,00,000 – ₹50,00,000
- Interest rate: 12% – 28%
- Tenure: 12 – 48 months
- Processing fee: 1% – 3%
- Approval within 24 – 72 hours
⚙️ How the Process Works
- Provide business and owner details
- Upload bank statements + basic KYC
- Turnover & credit assessment
- Get loan offer based on eligibility
- Funds transferred to business account
