💼 PERSONAL LOAN
Flexible Personal Loan for Your Every Financial Need
Get a quick, unsecured personal loan for medical needs, home renovation, travel, weddings, debt consolidation or any personal expenses.
High Loan Amount
Borrow up to ₹5,00,000 – ₹25,00,000 depending on income and credit profile.
No Collateral Needed
100% unsecured loan — no property, gold or security required for approval.
Flexible EMI Options
Choose comfortable repayment tenure from 12 to 60 months based on your ability.
📌 Eligibility Criteria
Eligibility varies by income and bank rules:
- Age: 21 – 60 years
- Salaried or self-employed individuals
- Salaried: Minimum monthly salary ₹15,000+
- Self-employed: Minimum 1 year business vintage
- CIBIL score: 680 or above preferred
- Stable residence / work address proof
📁 Required Documents
- Aadhaar + PAN Card
- 3–6 months bank statement
- Salary slips (salaried)
- Business proof (self-employed)
- Address proof: Aadhaar / utility bill
💰 Interest Rate & Loan Details
Based on your credit score & banking relationship:
- Loan amount: ₹1,00,000 – ₹25,00,000
- Interest rate: 10.5% – 24% annually
- Tenure: 12 – 60 months
- Processing fee: 1% – 3%
- Quick approval within 24–48 hours
⚙️ How the Process Works
- Fill in basic application details
- Upload KYC + income documents
- Credit score and affordability check
- Loan approval within hours
- Loan amount directly credited to your bank
