📄 KYC LOAN
Fast, Easy & Paperless KYC-Based Loan for Instant Needs
A simple loan designed for quick money needs with just Aadhaar + PAN verification.
Instant e-KYC Approval
Aadhaar OTP verification completes within minutes allowing fast loan approval.
Low Document Requirement
No heavy paperwork — simple Aadhaar + PAN is enough for small loan eligibility.
Perfect for Emergencies
Quick support for medical, travel, bill payments, shopping and sudden expenses.
📌 Eligibility Criteria
Quick and simple approval rules:
- Age between 21 to 55 years
- Salaried & self-employed both eligible
- Aadhaar-linked mobile required
- Basic income flow preferred
- No strong CIBIL score needed
📁 Required Documents
- Aadhaar Card for e-KYC
- PAN Card
- Selfie for biometric match
- Bank account + IFSC for credit
- Address auto-filled from Aadhaar
💰 Interest Rate & Charges
Clear and simple charges:
- ₹5,000 to ₹1,00,000 loan amount
- 24% – 30% annual interest rate
- Processing fee: ₹99 – ₹499
- Tenure: 3 – 12 months
- No early closure charges (most lenders)
⚙️ How the Process Works
- Start Aadhaar OTP verification
- Upload PAN + selfie
- System checks profile automatically
- Instant loan offer displayed
- Money credited instantly
