🏠 HOME LOAN
Buy Your Dream Home with Easy & Affordable Home Loans
Get a secured home loan for property purchase, construction, renovation, or balance transfer at attractive rates.
Low-Interest Rates
Home loan rates starting as low as 8.35%* based on credit score and lender policy.
Long Repayment Tenure
Enjoy comfortable EMIs with repayment tenure up to 30 years.
High Loan Amount
Eligible applicants can avail home loans up to ₹5 crore or more based on profile.
📌 Eligibility Criteria
Basic requirements for home loan approval:
- Age: 21 – 65 years
- Salaried or self-employed applicants
- Minimum monthly income: ₹18,000+ (varies by city)
- CIBIL score above 700+ preferred
- Stable employment or business history
- Property should fall under approved builder list / legal compliance
📁 Required Documents
- Aadhaar + PAN Card
- Salary slips (last 3 months) – salaried
- ITR + financials – self-employed
- 6 months bank statement
- Property papers (Agreement, NOC, Index II)
- Builder demand letter / construction plan
💰 Interest Rate & Loan Details
Rates and charges may vary based on profile:
- Loan Amount: ₹5 lakh – ₹5 crore+
- Interest Rate: 8.35% – 10.50%*
- Tenure: 10 – 30 years
- Processing Fee: 0.5% – 1.5%
- Eligibility based on income-to-EMI ratio
⚙️ How the Process Works
- Submit personal & income details
- Upload KYC + property documents
- Loan eligibility calculation
- Sanction letter issued
- Disbursement as per property stage
